Definitions

For the purposes of these Terms, the following definitions apply:

• 'User': Any person accessing our Site or Services.
• 'We', 'Us', 'Our': Regency Private Bank.
• 'Content': All information, graphics, text, images, software, and materials available on the Site or through the Services.
• 'Account': The registration details and login credentials provided by Users to access certain areas of the Site or Services."

Use of the Site and Services

You agree to use the Site and Services only for lawful purposes and in accordance with these Terms. You are responsible for ensuring that your use of the Site and Services complies with all applicable laws and regulations. You may not use the Site or Services:

• To engage in any fraudulent, unlawful, or harmful activities.
• To infringe upon the rights of others, including intellectual property rights.
• To transmit any viruses, malware, or other harmful software.
• To disrupt or interfere with the operation of the Site or Services.

Account Registration and Security

Certain features of our Site and Services may require you to register an Account. You agree to:

• Provide accurate and complete information during registration.
• Maintain the confidentiality of your login credentials.
• Notify us immediately of any unauthorized use of your Account.
• Be responsible for all activities that occur under your Account.

Intellectual Property Rights

All Content on the Site and through the Services, including but not limited to text, graphics, logos, images, and software, is the property of Regency Private Bank or its licensors and is protected by intellectual property laws. You may not use, reproduce, modify, or distribute any Content without our prior written permission.

Privacy Policy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

User Conduct

As a User, you agree to:

• Respect the rights and privacy of other Users.
• Not engage in any activity that could damage, disable, or impair the Site or Services.
• Not use the Site or Services to send unsolicited or unauthorized advertising, spam, or other forms of solicitation.

Limitation of Liability

To the maximum extent permitted by law, Regency Private Bank shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Site or Services. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses.

Indemnification

You agree to indemnify, defend, and hold harmless Regency Private Bank and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your use of the Site or Services, your violation of these Terms, or your violation of any rights of another.

Termination

We reserve the right to suspend or terminate your access to the Site or Services at our sole discretion, without notice, if we believe you have violated these Terms or engaged in conduct that we deem inappropriate or harmful.

Changes to the Terms

We may update these Terms from time to time. The most current version will be posted on our Site. Your continued use of the Site or Services after any changes to these Terms constitutes your acceptance of the new Terms.

Governing Law

These Terms are governed by and construed in accordance with the principles of international law and the laws applicable in the jurisdiction where Regency Private Bank operates. In the event of any disputes arising under these Terms, the parties agree to resolve such disputes through negotiation and mediation before resorting to litigation. If litigation becomes necessary, the parties agree to submit to the jurisdiction of competent courts that have the authority to adjudicate the matter, without preference to any particular jurisdiction.

Contact Us

If you have any questions or concerns about these Terms & Conditions, please contact us at info@regencyprivatebank.com. We are here to assist you.